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Thermo Fisher Scientific - US
Thermo Fisher Scientific - US
Mission Viejo Golf Course | Public Golf Course Near San Juan Capistrano, San Clemente, Mission Viejo, Dana Point | San Juan Hills Golf Club
Dear Colleagues The Eurasian Association of Therapists is happy to invite you to an outstanding event for medical specialists – 10th Internal Medicine EUAT conference. The conference will be held from October 21 – October, 23 3 days, 20 countries, 70 speakers Bilingual content: English and Russian. Join us online from any part of the world. The attendance is free. The conference will cover the main topics as follows: 1. First presentation of ACTIV SARS-CoV-2 registry results: monitoring of comorbid patients who contracted COVID-19 2. New standards for patients with Congestive heart failure 3. Current trends in the management of atrial fibrillation, treatment pulmonary embolism, and COVID-19. 4. Diabetes problems. 5. Lipid-lowering therapies 6. Antibiotic agents etc. You can find more information in our official website. Join our conference on October 21st -23d!
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PerkinElmer | For The Better
KU Leuven
**for English, check below** SARS-CoV-2 komt in nauwe schoentjes te zitten. Viroloog Johan Neyts en zijn team zoeken naarstig naar een vaccin en virusremmers. Volg hun vorderingen en ander onderzoeksnieuws op KU Leuven Stories, ons nieuw digitaal platform www.kuleuven.be/stories ** SARS-CoV-2 is in hot water. Virologist Johan Neyts and his team are diligently looking for a vaccine and virus inhibitors. Follow their progress and other research news on KU Leuven Stories, our new digital platform www.kuleuven.be/stories #kuleuvenresearch #kuleuvenstories #corona
Semed
PropertyAdvisors
While a lot of agents might be sharing about upgrading and buying private property, sometimes it is not always the best solution for everyone. Sometimes life requires a downgrade to prepare for the future, especially for retirement! I met this couple - Norsiah & Nisham a few months back. With an aging mother and growing kids - there was a need to secure their future especially the home. They wanted to downsize from their 5-room HDB flat to a 4-room flat - so there will be no more concerns and worries about monthly instalment payments. Was it possible? This sellers have previously engaged 2 agents to market their house for past 1 year but there was very little viewings and no serious offers coming in. When I met up with them back in May - we sat down to understand their problems and needs and also to analyse what are the nett sale proceeds after the sale & purchase of the transactions. Understanding what they are able to get back also gave them the comfort to execute their plan. I wanted to make sure we: ✅ could solve their problem ✅ make sure their next home will be fully paid off ✅ ensure their next move can be done smoothly The issue was that why was there no serious offer was because the previous agent had priced the flat too high. So for the past 1 year - the flat was languishing with no offers. You see - when the sale of a flat is being delayed - it resulted in CPF accrued interest continuing to build up. The monthly mortgage installment and the CPF accrued interest are close to $1k per month as their current outstanding loan is being finance by solely by their CPF monies. Unknowingly due to the delay of 1 year in not getting the flat sold, has directly accumulated an additional $12k of CPF to be refunded to their property withdrawal inclusive of the accrued interest. This meant their sale proceeds will be reduced by another $12k. After careful planning and marketing - I finally managed to sell off their 5-room HDB flat in just 1.5 months at a price of $515K. There was also a COV of $5K (means the buyer was willing to pay the excess $5K above valuation) This price was higher than the previous transaction of $490k in their block. I then helped them find their next home - a 4-room HDB flat that has a very efficient layout. It was a 4-bedroom unit in a 4-room HDB flat. So efficient - that basically the “dining-room” area can be converted into another bedroom. This layout gave them the flexibility to convert into a bedroom to accommodate a total of 6 family members. They just collected the keys to their new home. More importantly, they are excited over the fact that it is a fully-paid home - where there is no more headache regarding their monthly installments. As their agent, I managed the timeline very nicely. I managed to get an extension of stay from their existing buyer - so is everything is more smooth for their move. At the same time, their CPF monies already has met the minimum sum requirements so at the very least their CPF Life payout is secured. For me, my satisfaction is being able to help by reducing the financial burdens of the breadwinner. Norsiah is able to quit her job and help take care of her aging parent - with no worries about the monthly HDB installments. In the future - they also have the option to downgrade again to a 3-room flat if they wish to as well.
Better health moves humanity forward | PATH
ScienceDaily: Your source for the latest research news
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The Duppy Share
YouTube
